Visa Advances Institutional Blockchain Finance with ’Onchain’ Strategy
Visa is positioning itself as a bridge between traditional finance and decentralized systems, rebranding DeFi as 'onchain finance' in its latest report. The $16 trillion payments processor outlines a vision where banks and credit funds become liquidity providers in blockchain-based lending markets.
Over $670 billion has been loaned through stablecoins since 2020, with transaction volumes hitting record levels. Visa's approach emphasizes infrastructure over cryptocurrency speculation, offering compliance frameworks and data tools to ease institutional adoption. 'The Onchain Lending Opportunity' frames blockchain credit markets as the next frontier for institutional liquidity.